FourLeaf Home Lending

Fixed-Rate Mortgages

Experience consistent monthly payments tailored to your preferred timeframe.

Start the process

See Today's Fixed Mortgage Rates:
30, 20, 15, and 10-year terms

Rates as of --/--/----


FourLeaf presents today's fixed mortgage rates with versatile options, including 30, 20, 15, and 10-year terms. Experience stability and budgetary control with fixed rates, ensuring consistent monthly payments tailored to your preferred timeframe. Whether you're looking for long-term predictability or a shorter repayment period, FourLeaf's fixed mortgage rates cater to diverse financial goals, providing flexibility and security for homeownership.

30 Year Fixed Mortgage Rates
(Rates assume a NY property)

6.500% Rate [1]

6.592% APR [2]

20 Year Fixed Mortgage Rates

6.375% Rate [1]

6.495% APR [2]

15 Year Fixed Mortgage Rates

6.000% Rate [1]

6.149% APR [2]

10 Year Fixed Mortgage Rates

6.250% Rate [1]

6.461% APR [2]

Why a FourLeaf Fixed-Rate Mortgage?

Fixed-rate mortgages come in a variety of lengths, also known as terms. Choosing the type of mortgage that best fits your needs is an important step in the process of buying or refinancing a home. A traditional fixed-rate mortgage is a loan in which the interest rate and payments stay the same for the entire life of the loan. It is a great option if you plan to live in your house for many years and want protection from the risk of rising interest rates.

We’ll serve you well.

Our main objectives are to provide you with the best value and an exceptional member experience from application to closing.

You have options.

We offer 30, 20, 15, and 10-year terms for purchase or refinance. Plus, you can make additional payments toward the principal at any time with no penalty.

Shop with confidence.

Take the first step — get pre-qualified. The process is quick, easy, and free. You’ll know how much home you can afford before you go house shopping.

Lock it in... for free.

There is no charge to lock in your FourLeaf rate for 60 days.*

Fixed-Rate Mortgage Calculator

FourLeaf's Fixed-Rate Mortgage Calculator empowers prospective homeowners to make informed financial decisions by estimating monthly payments and total loan costs.