Credit unions are made up of members who have ownership in the overall institution.

What does this mean? Instead of earnings going into the shareholder’s pockets, they are paid back to members in the form of higher dividend rates, lower loan rates and exceptional service.

Of course! With access to more than 5,000 Co-op Shared Branches, nearly 30,000 surcharge-free ATMs nationwide through the Co-op ATM Network^[1], and 24/7 digital banking, FourLeaf makes it convenient for members to manage their accounts anytime, anywhere.

Shared Branches give members thousands of convenient locations to perform basic transactions. Whether you are at work, home, or anywhere within the U.S., you will have the ability to get the services you need.

A Shared Service branch is a FourLeaf or other credit union branch that participates in a network that allows members to walk into a credit union location that displays the CO-OP logo. At these designated locations you will be able to deposit checks, make a withdrawal or make a loan payment.

To find your nearest shared branch location, use our branch locator.

The National Credit Union Administration is the independent federal agency created by the United States Congress to regulate, charter, and supervise federal credit unions.

The NCUA operates the National Credit Union Share Insurance Fund (NCUSIF) to protect accounts at federally insured credit unions (like FourLeaf). The NCUA’s share insurance coverage is similar to the deposit insurance coverage offered by the Federal Deposit Insurance Corporation (FDIC), which insures bank deposits.

For more details and to learn more about NCUA share insurance visit www.ncua.gov