Why a FourLeaf Mortgage?
We have options to fit your goals.
We offer a wide range of mortgage products — Conventional Fixed-Rate, Adjustable-Rate, FHA, VA, Co-Op, Investment Property, and more — to help meet your needs.
Our service is exceptional.
We are committed to providing you with outstanding service and great value. Our Mortgage Lending Specialists will walk you through every step of the process — from application to closing.
Benefits of a FourLeaf Mortgage:
- Quick, free pre-qualification process.
- Free rate lock for 60 days.*
- Competitive rates and fees.
- Seamless and secure online application.
Why FourLeaf?
Mortgage options to meet your needs.
Make consistent monthly payments for the life of the loan.
Start with a lower initial interest rate and monthly payments.
Receive a higher loan amount for more expensive homes.
Finance a home with less money down and a less restrictive approval process than a traditional mortgage.
Make a smart investment, whether for rental or resale.
Veterans, Service members, and more can become homeowners or refinance a home for personal use.
A unique housing option, with its focus on shared ownership and collaboration to run the property.
Mortgage Payment Calculator[3]
Want to learn more?
Want to learn more?
Lending Call Group hours
Monday – Friday: 8am – 5:30pm EST
All loan terms are subject to credit and loan program requirements (applicants may be offered credit at higher rates and other terms). Certain loan programs may not be available to all applicants. Loans above 80% LTV may require private mortgage insurance (PMI). FourLeaf does not offer residential mortgage loans in Texas. To obtain a loan, membership at FourLeaf is required, which is subject to approval and requires opening a $5.00 savings account at or prior to loan consummation. Rates, loan programs, terms, and conditions are subject to change without notice. Other restrictions and limitations apply.
* Free rate lock is valid for 60 days. A completed application is required in order to request a rate lock.
[1] Rates and terms are accurate as of --/--/---- and are subject to change without notice. All offers of credit are subject to credit approval; not all applicants will qualify for the lowest rate and may be offered credit at higher rates and other terms based on creditworthiness.
Payment Example, Rate, and Payment Assumptions. The Interest Rate, APR, and Estimated Monthly Payment assumes the mortgage is a conforming loan, the property is an existing single-family home used as the borrower’s primary residence in New York, a Loan to Value (LTV) ratio of 75% or less on a purchase mortgage, or an LTV of 70% or less on a refinance mortgage, a rate lock of 60 days or less, a credit score of 780 or above, and a loan amount of $165,000. The Estimated Monthly Payment reflects the principal and interest payment only, which does not include amounts for taxes, nor insurance (actual payments will be greater). The amount of each payment will apply over the term of the loan.
as low as
as low as
(Excludes taxes and hazard insurance;
actual payment will be higher)
[2] APR = Annual Percentage Rate. The APR is the cost of credit over the term of the loan expressed as an annual rate.
[3] This calculator is for illustrative purposes only and all examples are hypothetical. Your actual rates and payment may differ depending on various factors. Calculations do not include closing costs, fees and restrictions that certain products may have. State and County lending limits may also apply. This calculator does not indicate whether you would qualify for a FourLeaf loan and is not intended to provide investment, legal, financial, or tax advice. Accuracy of calculations are not guaranteed. Please contact a FourLeaf loan officer for more information and to discuss how we may help with your specific lending needs.
[4] Source: Medallia Survey Program. Data received between 1/1/2024 - 12/31/2024.
[5] Source: Callahan & Associates, Inc., based on total assets. Data as of 3/31/2024.
09052024428